API payin via StarPago v2: QRIS, VA bank, e-wallet. Request signed, query & callback.
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{"merchant_id":"MCH001","order_id":"INV-001",
"amount":50000,"channel":"QRIS",
"notify_url":"https://toko.id/notify",
"sign":"UPPER(MD5(...&key=SECRET))"}→ trx_id + payment_link (/pay?trx=...). order_id unik per merchant (idempoten).
QRIS, BCA, BRI, Mandiri, BNI, Permata, CIMB, Danamon, BSI, OCBC, DANA, OVO, GoPay, ShopeePay, LinkAja.
Channels JSON →Status: CREATED → PENDING → PAID/FAILED. Selalu rekonsiliasi via payin_query + callback terverifikasi.