Biaya — Tarif Transparan untuk Indonesia

METHOD	CHANNEL	MERCHANT FEE
QR Code Include VAT	QRIS (all e-wallets & m-banking)	2.9%
Virtual Account Excl. VAT	BCA Virtual Account (BCA)	2.3% + IDR 7.500
Virtual Account Excl. VAT	BRI Virtual Account (BRI)	2.3% + IDR 7.500
Virtual Account Excl. VAT	Mandiri Virtual Account (MANDIRI)	2.3% + IDR 7.500
Virtual Account Excl. VAT	BNI Virtual Account (BNI)	2.3% + IDR 7.500
Virtual Account Excl. VAT	Permata Virtual Account (PERMATA)	2.3% + IDR 7.500
Virtual Account Excl. VAT	CIMB Niaga VA (CIMB)	2.3% + IDR 7.500
Virtual Account Excl. VAT	Danamon VA (DANAMON)	2.3% + IDR 7.500
Virtual Account Excl. VAT	BSI VA (BSI)	2.3% + IDR 7.500
Virtual Account Excl. VAT	OCBC VA (OCBC)	2.3% + IDR 7.500
E-Wallet Excl. VAT	DANA E-Wallet	3.5%
E-Wallet Excl. VAT	OVO E-Wallet	3.5%
E-Wallet Excl. VAT	GoPay E-Wallet	3.5%
E-Wallet Excl. VAT	ShopeePay	3.5%
E-Wallet Excl. VAT	LinkAja	3.5%
Cards	Credit / Debit (via upstream, on request)	Custom
Retail (OTC)	Alfamart / Indomaret (on request)	Custom

Volume above IDR 500M/month? Contact sales for a special rate. Settlement T+0/T+1 to merchant balance, withdrawable via disbursement.

DESTINATION	COVERAGE	MERCHANT FEE
Bank Account	All major Indonesian banks (BCA, BRI, Mandiri, BNI, etc.)	1.0% + IDR 6.000
E-Wallet	DANA / OVO / GoPay / ShopeePay / LinkAja	1.0% + IDR 6.000

Balance is debited on create. Auto-refund on FAILED. Manual approve / refund available in admin panel.

Estimate fees from published merchant rates.

Transaction amount (IDR)

Method

Fee-

You receive / debit-

Effective rate-

Example: IDR 50,000 via QRIS → fee 2.9% = IDR 1,450 → net IDR 48,550.

Free sandbox with mock_mode=1. Go live when ready.

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Failed / expired transactions are not charged. Query & reconcile anytime.

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High-volume merchants get custom enterprise rates per channel.