Disbursement — Mass Payouts via One API

POST /api/v1/payout_create.php

{"merchant_id":"MCH001","order_id":"WD-001",
 "amount":100000,"bank_code":"BCA",
 "account_no":"1234567890",
 "account_name":"BUDI","sign":"..."}

Fee 1.0% + IDR 6,000. Query via payout_query, balance via balance API.

Controls

Balance check before create, idempotent order_id, admin can mark paid / fail+refund with ledger entry + callback forward.