Disbursement — Payout Massal via Satu API

POST /api/v1/payout_create.php

{"merchant_id":"MCH001","order_id":"WD-001",
 "amount":100000,"bank_code":"BCA",
 "account_no":"1234567890",
 "account_name":"BUDI","sign":"..."}

Fee 1,0% + Rp6.000. Query via payout_query, saldo via API balance.

Kontrol

Cek saldo sebelum create, order_id idempoten, admin bisa tandai paid / fail+refund dengan ledger + forward callback.